Savings, loans and field work in one place

WARA FMS keeps village finance moving, even when signal does not.

A friendly finance system for WARA teams, group leaders and members: track savings, manage loans, support field collections, and sync the work safely when phones come back online.

Sign in to WARA See how it works
14 zone groups supported
Offline field records stay queued
Audit every sync has a receipt
WARA Field Today's field queue
Ready to sync
12 records safe
A Agnes NamoriuDeposit recorded
SBD 40.00
M Mary HunuauLoan repayment
SBD 75.00
Z Zone 8 FundContribution
SBD 120.00
Connection
Working offline queued
WARA Member My savings
Balance
SBD 1,240.00
Next loan instalment
SBD 85.00
Notice
Guarantor agreed
Built around WARA's real field workflow.

A calmer way to run savings and loans.

WARA FMS joins office records, field collections and member access without asking the team to depend on perfect internet.

S

Savings ledger

Deposits, withdrawals, transfers and member balances stay organised by account and zone.

L

Loan lifecycle

Applications, guarantees, approvals, payouts, repayments and recoveries follow one rule set.

F

Field-ready phones

Officers can record work offline and sync later with duplicate protection and receipts.

M

Member access

Members can view savings, follow loans, answer guarantee requests and read notices.

From office to village and back again.

The system is built for real field days: patchy signal, shared accountability, and cash that must never disappear.

1

Prepare while online

Officers and leaders sign in, download their assigned members, loans and limits.

2

Record in the field

Transactions and leader loan actions are saved on the phone with a permanent id.

3

Sync with receipts

When signal returns, the server accepts, rejects or reconciles each item.

Ready to continue?

Sign in to the web interface to manage members, savings, loans and reports.

Sign in